Spacious split! Gleaming hardwoods throughout much of the home! Large living room with sliders to deck! Bright kitchen with tile floor! Formal dining room! Good sized bedrooms with double closets! Lower level for entertaining with dry bar! Updated bath! Enclosed rear porch!

Stunning Colonial in golf course community! Gleaming hardwoods and beautifully decorated! Expansive kitchen with glassed morning room overlooking the rear yard! First floor master with jacuzzi tub in bath! Entertain in the finished lower lever with custom cherry cabinets, wet bar and theater room! You'll love the sauna and exercise room too! 2 fireplaces to keep you warm! Extensive landscaping and over sized deck! Deduct $568.04 for STAR.

Nicely maintained 3 BR colonial! Bright white kitchen! Hardwood floors under carpet! Great enclosed porch! Lots of storage space in the attic! There is room for a garage if you would like to add one! Newer furnace, A/C and hot water tank!

Beautifully decorated 4 bedroom colonial! Oak kitchen with breakfast bar and morning room! Plenty of cabinet space! Neutral family room with lots of natural light! Dining room has cherry hardwood floors! Large master bedroom with walk in closet and master bath! You'll love the professionally finished lower level! This adds 1200 sq ft of finished area. Hardwood floor in bar area with a cherry bar! Lots of cabinets & lights! The living area has a gas fireplace! This is a great home for entertaining! Super rear deck and nice lot! Subtract $728.48 for Star.

Spacious vinyl sided split level home! Enjoy your summers out on the large rear fenced yard with gazebo! Large oak kitchen with tile floor, eat-in area and breakfast bar! Some new windows throughout home! Double closets in the bedrooms! New 30 year architectural roof in 2008! Open front porch!

1.4 acres! One level living with an updated maple kitchen! French door leads to private rear yard! Hardwood floors in the living room! Vaulted ceilings in the master bedroom! Master bath has a marble floor, granite topped vanity with tiled tub enclosure! 2 finished rooms in the basement!

Large living room with new windows! 2 bedrooms on the first floor with hardwoods under the carpet! Master bedroom upstairs. Eat-in kitchen with wood cabinets and all appliances. Bathroom has a new white vanity and toilet. Roof new in 2005. 1 car garage with electric!

Super ranch with many updates! Expansive kitchen with wood cabinets and stainless appliances! Hardwoods throughout much of the home! Large family room with cathedral ceilings and gas fireplace overlooking the back yard! Living room has a woodburning fireplace! 3 good sized bedrooms! New tear off roof in 2008! New a/c in 2005 and furnace in 2006!

Stunning Spall built Contemporary/Colonial on private cul-de-sac setting! Floor to ceiling fireplace family room! Wet Bar and wine cellar for entertaining! Over the top gourmet kitchen! Expansive master suite with two walk in closets! Improvements include- kitchen, bathrooms, heating/cooling system and landscaping! Walls of windows! Large deck and rear patio! Close to schools, village and canal!

Super one level living! Updated and bright oak kitchen with eat-in area and new floor! New master bath! 1st floor laundry! New hot water tank! Heated garage! New tear off roof! Super lot with fence, pool, deck and gazebo! Owner will consider removing pool if buyer desires.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.